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Thread: DeLorean car insurance

  1. #51
    absotively posilutely bytes311's Avatar
    Join Date:  Sep 2014

    Location:  Modesto, CA

    Posts:    126

    My VIN:    2181

    My DMC is insured through American Collectors with an agreed upon value of $25,500 and 2,500 mileage tier. Interestingly, they never asked for my odometer reading.

  2. #52
    Nit-picking customer(as seen on TV) Iznodmad's Avatar
    Join Date:  May 2011

    Location:  Lexington, NC

    Posts:    717

    My VIN:    #5000 (Grey, manual), #16128 (Grey, auto, efi twin turbo), #888 (black, manual)

    Club(s):   (DCVA) (SEDOC) (DCUK)

    I used a broker to find what I wanted. For $40, they did all the leg work for me. I too demanded daily driver coverage with full collision, since I do drive one of my DeLoreans nearly daily to work, etc. Ended up with a company called Safeco.

  3. #53
    Wannabe dodint's Avatar
    Join Date:  Nov 2015

    Location:  Pittsburgh, PA

    Posts:    82

    Quote Originally Posted by bytes311 View Post
    My DMC is insured through American Collectors with an agreed upon value of $25,500 and 2,500 mileage tier. Interestingly, they never asked for my odometer reading.
    They won't need to until you have a claim. They're giving you rope to hang yourself by not asking.

  4. #54
    Stupid Newbie DaraSue's Avatar
    Join Date:  Jul 2016

    Location:  The LC

    Posts:    599

    My VIN:    10907

    Holy crap, it pays to shop around. I had to call Geico to get a landlord policy, had them give me an auto quote too, got DD coverage for half what I was paying for Progressive.

  5. #55
    Member adam_knox's Avatar
    Join Date:  May 2011

    Posts:    88

    Quote Originally Posted by Iznodmad View Post
    I used a broker to find what I wanted. For $40, they did all the leg work for me. I too demanded daily driver coverage with full collision, since I do drive one of my DeLoreans nearly daily to work, etc. Ended up with a company called Safeco.
    I've had to use safeco for a non-delorean daily driver claim in the past an they were easy to work with.

    Sent from my SM-N910P using Tapatalk

  6. #56
    Delorean Guru
    Join Date:  May 2011

    Location:  Northern NJ

    Posts:    6,203

    My VIN:    10757

    Club(s):   (DMA)

    If you are NOT using your Delorean as a daily driver Geico is not the best insurer. They will rate it WAY too high, hit you with a deductible and not give you "Agreed Value" in the event of a total loss. If you can qualify for collector insurance that is the way to go.
    David Teitelbaum

  7. #57
    Senior Member mr_maxime's Avatar
    Join Date:  Apr 2015

    Posts:    828

    My VIN:    10201

    Just called geico and they gave me a much cheaper quote but then said they actually couldn't write a policy for a 1982 vehicle valued at $30k.

  8. #58
    10515 dtavres's Avatar
    Join Date:  Nov 2015

    Location:  Orange, CA

    Posts:    114

    My VIN:    10515

    Club(s):   (DOA) (PNDC) (DCUK)

    Check out Grundy - www.Grundy.com
    Dave Tavres | #10515 | Orange, CA | Southern California | www.DMC10515.com |

  9. #59
    Senior Member mr_maxime's Avatar
    Join Date:  Apr 2015

    Posts:    828

    My VIN:    10201

    I use the car as a daily driver and don't have a garage so collector insurance is out for me.

  10. #60
    Delorean Guru
    Join Date:  May 2011

    Location:  Northern NJ

    Posts:    6,203

    My VIN:    10757

    Club(s):   (DMA)

    Quote Originally Posted by mr_maxime View Post
    I use the car as a daily driver and don't have a garage so collector insurance is out for me.
    Ask your insurance company or broker these questions:
    How much is the deductible?
    What is the total value of the car?
    What do I get if the car is stolen and not recovered?
    You will be surprised what you get on a 30 year old car. The system is rigged so you don't want to use the car as a daily driver. BTW the premium on a collector policy is often under $500 for the year, no deductible, and agreed value for a total loss.
    David Teitelbaum

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