My DMC is insured through American Collectors with an agreed upon value of $25,500 and 2,500 mileage tier. Interestingly, they never asked for my odometer reading.
Location: Modesto, CA
Posts: 319
Club(s): (NCDMC) (DCUK)
My DMC is insured through American Collectors with an agreed upon value of $25,500 and 2,500 mileage tier. Interestingly, they never asked for my odometer reading.
Location: Lexington, NC
Posts: 791
My VIN: #5000 (Grey, manual, SS chassis, intercooled twin turbo), #16128 (Grey, auto, efi twin turbo), #888
Club(s): (DCVA) (SEDOC) (DCUK)
I used a broker to find what I wanted. For $40, they did all the leg work for me. I too demanded daily driver coverage with full collision, since I do drive one of my DeLoreans nearly daily to work, etc. Ended up with a company called Safeco.
Location: Pittsburgh, PA
Posts: 363
My VIN: Between VINs
They won't need to until you have a claim. They're giving you rope to hang yourself by not asking.Originally Posted by bytes311
Location: The LC
Posts: 1,057
My VIN: 10907
Holy crap, it pays to shop around. I had to call Geico to get a landlord policy, had them give me an auto quote too, got DD coverage for half what I was paying for Progressive.
Posts: 121
I've had to use safeco for a non-delorean daily driver claim in the past an they were easy to work with.
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Location: Northern NJ
Posts: 8,576
My VIN: 10757 1st place Concourse 1998
If you are NOT using your Delorean as a daily driver Geico is not the best insurer. They will rate it WAY too high, hit you with a deductible and not give you "Agreed Value" in the event of a total loss. If you can qualify for collector insurance that is the way to go.
David Teitelbaum
Posts: 1,243
My VIN: 10201
Just called geico and they gave me a much cheaper quote but then said they actually couldn't write a policy for a 1982 vehicle valued at $30k.
Location: Marceline, MO
Posts: 228
My VIN: 10515
Club(s): (PNDC)
Check out Grundy - www.Grundy.com
Dave Tavres | [email protected] | #10515 | Marceline, MO | www.twitter.com/DaveTavres | DeLoreanDirectory.com | DeLoreanTalk.com | DeLoreanMarketplace.com | www.DMC10515.com |
Posts: 1,243
My VIN: 10201
I use the car as a daily driver and don't have a garage so collector insurance is out for me.
Location: Northern NJ
Posts: 8,576
My VIN: 10757 1st place Concourse 1998
Ask your insurance company or broker these questions:
How much is the deductible?
What is the total value of the car?
What do I get if the car is stolen and not recovered?
You will be surprised what you get on a 30 year old car. The system is rigged so you don't want to use the car as a daily driver. BTW the premium on a collector policy is often under $500 for the year, no deductible, and agreed value for a total loss.
David Teitelbaum
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