Has anyone had an issue getting car insurance for your D? My insurance company wants me to get an appraisal on the vehicle before they will quote me an insurance price....
Has anyone had an issue getting car insurance for your D? My insurance company wants me to get an appraisal on the vehicle before they will quote me an insurance price....
Location: Atlanta OTP GA
Posts: 7,084
My VIN: 2743
Club(s): (SEDOC) (DCH) (DCUK) (DOC-UK)
Make sure you get "agreed value" insurance.
Do a search on here on "insurance" and you will get more info than you can possibly digest
Dermot
VIN 2743, B/A, Frame 2227, engine 2320
I don't always drive cars, but when I do, I prefer DeLoreans
http://www.will-to-live.org
No-one is to stone anyone, even, and I want to make this absolutely clear, even if they do say "carburetor"
Location: Orlando, Florida
Posts: 2,734
My VIN: 01643
Club(s): (DCF) (DCO) (DCUK)
I have progressive for my truck but they said they wouldn't even consider my DeLorean. Hagerty gave me a great rate for the DeLorean. In fact, when I add my 70 Opel GT to my Hagerty account, my rate wont even go up (because its so much less valuable than the DeLorean and will cause me to drive the DeLorean less).
Location: Sacramento-ish
Posts: 4,408
My VIN: 02100
Club(s): (NCDMC) (DCUK)
+1 to all that was said. Search the forum, there are several threads with hundreds of posts. Also big +1 to Hagerty, if you read all those previous posts you'll see dozens of others who agree.
Jon
1981 DMC-12 #02100. July 1981. 5-speed, black, grooved w/flap.
restoration log, March 2011 to present
full and detailed photo restoration log
Location: Jacksonville, FL
Posts: 83
My VIN: 3849 (former 4117)
American Modern http://www.amig.com/ - Unlike Hagerty, there's no restrictions on driving your car to work if you like...even once a week...that was a deal breaker for me with Hag. Unlimited mileage too.
Location: Lexington, NC
Posts: 791
My VIN: #5000 (Grey, manual, SS chassis, intercooled twin turbo), #16128 (Grey, auto, efi twin turbo), #888
Club(s): (DCVA) (SEDOC) (DCUK)
I used a broker to find what I wanted. For $40, they did all the leg work for me. I too demanded daily driver coverage with full collision, since I do drive one of my DeLoreans nearly daily to work, etc. Ended up with a company called Safeco.
Location: Northern NJ
Posts: 8,581
My VIN: 10757 1st place Concourse 1998
If you are NOT using your Delorean as a daily driver Geico is not the best insurer. They will rate it WAY too high, hit you with a deductible and not give you "Agreed Value" in the event of a total loss. If you can qualify for collector insurance that is the way to go.
David Teitelbaum
Just called geico and they gave me a much cheaper quote but then said they actually couldn't write a policy for a 1982 vehicle valued at $30k.