Posts: 743
I’m curious who other owners are using to insure their D. I currently have Progressive but I’ve been hearing bad things about them lately and their rates are much higher compared to other companies.
Farmers, State Farm, and Hagerty are all roughly half the cost of Progressive for the same amount of coverage. Thoughts?
Location: Indianapolis, Indiana
Posts: 160
My VIN: 04629
My D is insured with Safeco, good rates and they allow you to choose $$ (value) of your car for coverage. American Family will NOT insure your dream!
Location: Northern NJ
Posts: 8,576
My VIN: 10757 1st place Concourse 1998
You cannot compare your situation in your State to anyone in another State. The rules and rates vary. Basically there are two ways to insure your car. As a DD (daily driver) like any other car that is used with no limitations and as a classic/historical/collectable that is limited use. If you go that route you should get several quotes from companies that specialize in that category like Taylor, Grundy, Haggerty, etc. Be sure to ask for "Agreed Value" and understand each companie's limitations as to mileage and driver's age. You may also be required to get license plates that are classic too. Check with your DMV for the rules.
David Teitelbaum
Location: Pittsburgh, PA
Posts: 363
My VIN: Between VINs
USAA, regular policy w/full coverage.
Location: Florida: Pinellas County
Posts: 2,106
My VIN: 5003 Never placed Concourse
Club(s): (DCF)
Same here.Originally Posted by dodint
-----Dan B.
Location: Las Vegas
Posts: 749
My VIN: 6720
Club(s): (AZ-D) (LVDG)
The Delorean is my only vehicle *not* insured w/ USAA. I did use them for it for a while though.
I started with American Collectors Insurance, then USAA, now Grundy. The main reason I left USAA was they wouldn’t do agreed value, and I eventually got too uncomfortable with that.
5 speed, grooved hood, grey interior (Nov '81)
QA1 coilovers, Delorean.eu LCA brackets, DPNW Poly swaybar bushings, DMCMW shock tower bar, Deloreana.com convex mirrors, DPNW Toby Tabs, DPI exhaust, C4 Corvette third brake light, PJ Grady tail light boards, Bitsyncmaster relays
Posts: 743
Interesting. So far Grundy has the cheapest rate. Why do you like them?
Location: Los Angeles, CA
Posts: 396
My VIN: 6472
Geico, fully insured as a regular car, no limitations.
Posts: 4,764
My VIN: Banged your VIN'S mom
Every situation is different. I have 4 vehicles and a motorcycle insured so naturally I get a better rate for multiple cars. I have a great driving record and a local branch with Allstate. I buy comprehensive on everything and the policy limits will affect your rate. So many factors to consider that you can't compare rates with other people. All you can do is shop around for yourself.
Posts: 743
It’s not rates I’m after, it’s experience dealing with these companies. Some are notorious for bad customer service, weird exclusions, etc.
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