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Thread: Insurance companies

  1. #1
    Member
    Join Date:  Aug 2018

    Location:  Virginia

    Posts:    88

    My VIN:    1623

    Insurance companies

    Iím curious who other owners are using to insure their D. I currently have Progressive but Iíve been hearing bad things about them lately and their rates are much higher compared to other companies.

    Farmers, State Farm, and Hagerty are all roughly half the cost of Progressive for the same amount of coverage. Thoughts?

  2. #2
    Member
    Join Date:  Jul 2017

    Location:  Indianapolis, Indiana

    Posts:    92

    My VIN:    04629

    My D is insured with Safeco, good rates and they allow you to choose $$ (value) of your car for coverage. American Family will NOT insure your dream!

  3. #3
    Delorean Guru
    Join Date:  May 2011

    Location:  Northern NJ

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    My VIN:    10757

    Club(s):   (DMA)

    You cannot compare your situation in your State to anyone in another State. The rules and rates vary. Basically there are two ways to insure your car. As a DD (daily driver) like any other car that is used with no limitations and as a classic/historical/collectable that is limited use. If you go that route you should get several quotes from companies that specialize in that category like Taylor, Grundy, Haggerty, etc. Be sure to ask for "Agreed Value" and understand each companie's limitations as to mileage and driver's age. You may also be required to get license plates that are classic too. Check with your DMV for the rules.
    David Teitelbaum

  4. #4
    Gess dodint's Avatar
    Join Date:  Nov 2015

    Location:  Pittsburgh, PA

    Posts:    278

    My VIN:    10439

    USAA, regular policy w/full coverage.

  5. #5
    EFI'd dn010's Avatar
    Join Date:  Jul 2011

    Location:  Florida: Pinellas County

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    Quote Originally Posted by dodint View Post
    USAA, regular policy w/full coverage.
    Same here.
    -----Dan B.

  6. #6
    Senior Member
    Join Date:  May 2011

    Location:  Las Vegas

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    Quote Originally Posted by dn010 View Post
    Same here.
    The Delorean is my only vehicle *not* insured w/ USAA. I did use them for it for a while though.
    I started with American Collectors Insurance, then USAA, now Grundy. The main reason I left USAA was they wouldnít do agreed value, and I eventually got too uncomfortable with that.
    5 speed, grooved hood, grey interior (Nov '81)
    Spax Shocks, DCUK springs, Delorean.eu LCA brackets, DPNW Poly swaybar bushings, DMCMW shock tower bar, Deloreana.com convex mirrors, DPNW Toby Tabs, DPI cat-less exhaust, C4 Corvette third brake light, PJ Grady tail light boards, Bitsyncmaster relays

  7. #7
    Member
    Join Date:  Aug 2018

    Location:  Virginia

    Posts:    88

    My VIN:    1623

    Quote Originally Posted by jackb View Post
    I started with American Collectors Insurance, then USAA, now Grundy.
    Interesting. So far Grundy has the cheapest rate. Why do you like them?

  8. #8
    Senior Member Gregadeth's Avatar
    Join Date:  Jun 2011

    Location:  Los Angeles, CA

    Posts:    349

    My VIN:    6472

    Geico, fully insured as a regular car, no limitations.

  9. #9
    Not really banned Michael's Avatar
    Join Date:  May 2011

    Posts:    3,421

    Every situation is different. I have 4 vehicles and a motorcycle insured so naturally I get a better rate for multiple cars. I have a great driving record and a local branch with Allstate. I buy comprehensive on everything and the policy limits will affect your rate. So many factors to consider that you can't compare rates with other people. All you can do is shop around for yourself.

  10. #10
    Member
    Join Date:  Aug 2018

    Location:  Virginia

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    Quote Originally Posted by Michael View Post
    Every situation is different. I have 4 vehicles and a motorcycle insured so naturally I get a better rate for multiple cars. I have a great driving record and a local branch with Allstate. I buy comprehensive on everything and the policy limits will affect your rate. So many factors to consider that you can't compare rates with other people. All you can do is shop around for yourself.
    Itís not rates Iím after, itís experience dealing with these companies. Some are notorious for bad customer service, weird exclusions, etc.

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